Financial Guide

How Much Money You Need to Study in Germany in 2025/2026: Blocked Account Guide for Pakistani Students – X Consultancy

May 202512 min read
How Much Money You Need to Study in Germany in 2025/2026: Blocked Account Guide for Pakistani Students – X Consultancy - X Consultancy

Germany is increasingly becoming one of the top study destinations for Pakistani students thanks to its world-class education, affordable tuition, and high quality of life. If you're planning to study in Germany in 2025 or 2026, understanding the blocked account system is essential. This financial requirement ensures that international students have enough funds to support themselves during their stay.

In this blog, we'll explain everything you need to know about the Germany blocked account from Pakistan, how much money is required in 2025/2026, and how X Consultancy can help you get there confidently.

What Is a Blocked Account for Germany?

A blocked account (Sperrkonto) is a special type of bank account required for international students applying for a German study visa. It is a financial proof that guarantees you have enough funds to live in Germany without government assistance.

The German embassy in Pakistan mandates that all student visa applicants must open and deposit funds in a blocked account before applying for the visa.

How Much Money Is Required in 2025/2026?

As of recent updates, the estimated minimum amount required in a blocked account is:

  • €11,904 per year (subject to change in 2025/2026).
  • €992 per month is released from the account to cover living costs.

Estimated in PKR (Pakistani Rupees):

At an approximate rate of €1 = PKR 310 (subject to fluctuations):

  • Total Blocked Amount: ~PKR 3,690,240
  • Monthly Disbursement: ~PKR 307,520

Please note: These values can vary depending on the exchange rate and any new policy updates from German authorities or financial providers like Coracle, Fintiba, or Expatrio.

Who Needs a Blocked Account?

A blocked account is mandatory for students from Pakistan applying for:

  • Bachelor's or Master's programs at German universities
  • Language preparation courses
  • Studienkolleg (Foundation programs)

How to Open a Germany Blocked Account from Pakistan

There are several providers authorized by the German government:

  • Coracle – A top choice for Pakistani students with competitive processing times
  • Fintiba
  • Expatrio

Steps to Open an Account:

  1. Choose a provider (e.g., Coracle).
  2. Fill out the online application form.
  3. Upload your documents (passport, admission letter, etc.).
  4. Transfer the funds from your Pakistani bank.
  5. Receive a confirmation certificate for your visa application.

Blocked Account Policies: Monthly Withdrawal Rules

Once you arrive in Germany, you can withdraw only €992 per month to manage your living expenses. This is a strict rule, and early withdrawals are not allowed unless exceptional conditions apply.

Why Choose X Consultancy for Your Study in Germany Journey?

At X Consultancy, we specialize in guiding Pakistani students through every step of the German study visa process. Our experts help you:

  • Choose the right public university
  • Prepare documents and applications
  • Open your blocked account from Pakistan
  • Provide full support for visa filing
  • Offer pre-departure guidance for accommodation and arrival

We have alumni successfully studying across 300+ German public universities.

Call to Action: Get Expert Help from X Consultancy

Want to open your blocked account with confidence?

Need help with university admission and visa support?

📞 Book a free consultation with our expert team today!

Ready to start your blocked account setup? X Consultancy provides expert guidance for Pakistani students setting up their Germany blocked account. For comprehensive visa support, check out our German student visa guide to understand the complete application process.

Ready to Start Your Journey? 🚀

Let X Consultancy help you every step of the way.

📞 Contact us today for a free consultation
🌍 www.xconsultancy.de
📱 WhatsApp: +49 1575 5581376
📍 Offices in Germany & Pakistan